Navigating SR 26-2
New technological requirements for model risk management.
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For credit unions
Real model risk management.Built for lean teams.
Credit unions are member-owned and resource-conscious, but examiners still expect sound model governance. Yields brings Model Risk Management and AI Governance together in one platform, so you can inventory, validate, and monitor every model and AI use case, without consultants or spreadsheets.
Category Leader in the Chartis 2025 RiskTech Quadrants for Model Validation, Model Governance, and AI Governance.
Model monitoring
Live
14
Models tracked
4
AI use cases
Audit trailFull history · examiner-ready
Customer story
How America First Credit Union scaled model risk management
The sixth-largest credit union in the US runs models for credit scoring, loan approval, and capital planning. With Yields, they brought model risk into one platform the business team owns, with a full audit trail and no reliance on IT.
"The implementation of Yields was easy and secure. The collaboration and communication with the customer success team was also seamless." Cameron MillerMRM Analyst, America First Credit UnionRead the customer story
The reality
You serve members, not shareholders. That doesn't lower the bar on model risk.
- Credit scoring, ALM, and AML models, and increasingly AI, all rely on sound governance.
- Examiners and supervisors, from the NCUA in the US to the Central Bank of Ireland, the PRA, and OSFI-aligned regimes in Canada, expect documented controls, validation, and oversight.
- With a small team, every manual hour spent on tracking is an hour not spent on members.
There's no dedicated model risk rule for credit unions, but the expectations are real, and guidelines like SR 26-2 set the bar everyone is measured against. Yields solves this by bringing every model and AI use case into one place, with governance you can run with a small team.
How Yields helps
Sound governance you can actually run.
The structure of a full model risk framework, scaled to the team you already have.
One structured inventory
Every model and AI use case in a single, accurate catalogue. No more scattered files or manual tracking.
Validation a small team can run
Repeatable validation and monitoring workflows, end to end. No consultants, spreadsheets, or guesswork.
Evidence captured automatically
Documentation and audit trails generated as you work, ready the moment the examiner asks.
Configured by your own people
Set up workflows, controls, and governance yourself. No IT project to stand it up.
What you get
Structure, oversight, and audit readiness, built in.
01
Sound governance
A real framework, sized to your team.
02
Less manual effort
No more scattered files or last-minute scrambles.
03
Examiner-ready evidence
Documentation captured as you go, ready when it's asked for.
Capabilities
Everything you need to govern your model estate.
Model inventory
A complete, accurate catalogue of every model.
Model validation
Consistent reviews with automated evidence.
Model monitoring
Track performance and flag drift early.
Model documentation
Standardised, always up to date.
Risk assessment
Score and tier every model and use case.
Audit readiness
Full history captured automatically.
Why Yields
Enterprise-grade. Without the overhead.
01
Trusted expertise
A decade of experience in regulated model risk environments.
02
Independently recognised
Category Leader in the Chartis 2025 RiskTech Quadrants for Model Validation, Model Governance, and AI Governance.
03
Full configurability
Set up workflows and controls yourself. No IT needed.
04
Audit readiness built in
Documentation and reporting captured by design, ready for examiners.
Category Leader · Chartis 2025
The discipline the largest banks rely on, within reach of your team.
Yields is trusted in the most demanding regulated environments, and built so a lean team can run real model governance, not just survive the next inspection.
23%
Reduction in model monitoring time
At BNP Paribas Personal Finance
10+ yrs
In regulated model risk environments
Bring structured model governance within reach.
See how Yields helps credit unions stay in control, with the team they already have.